Predictable Benefits:
The Broker-Focused CHOICE Arrangement Platform
Keep your clients. Control your future.
Why Brokers Must Act Now
The benefits landscape is evolving rapidly. Proactive brokers are positioning themselves for success.
Protect Your Clients & Revenue:
- New tech platforms are aggressively marketing ICHRAs (CHOICE Arrangements) directly to employers.
- If you don't proactively offer these innovative solutions, someone else will seize the opportunity.
Don't Lose Your Agent-of-Record Status:
- Many platforms today become the Agent-of-Record (AOR) for individual employee enrollments.
- Initially, they may keep brokers in the loop—but tomorrow, they can easily cut you out entirely, eroding your book of business.
Your Relationships Are at Stake:
- Brokers risk losing long-standing client relationships as these tech platforms quietly take control of the employee enrollment process behind the scenes.
Stay Ahead with Predictable Benefits
Our platform is engineered from the ground up to empower brokers in the modern benefits marketplace.
Built Exclusively for Brokers:
- Our platform is designed specifically to help brokers thrive—not just survive in this changing environment.
- Retain complete control of your clients and their enrollments. Protect your AOR status from day one.
Broker-First Revenue Model:
- Unlike platforms competing against you, Predictable Benefits aligns incentives to enhance—not diminish—your income streams. We succeed when you succeed.
Easy & Powerful Platform:
- Effortlessly quote, enroll, and manage CHOICE Arrangements with our intuitive tools.
- Our intuitive software saves you valuable time, ensuring compliance and seamless administration for you and your clients.
The CHOICE Arrangement Market Is Taking Off
Don't get left behind. The shift towards ICHRAs and similar models presents a significant opportunity for prepared brokers.
Rapid Industry Adoption:
- CHOICE Arrangement (ICHRA) adoption is growing rapidly, experiencing significant double-digit growth year-over-year.
- The projected adoption rate increase is over 200% this upcoming enrollment period alone.
Your Clients Are Already Looking:
- Employers are actively seeking alternatives due to traditional group-plan premium hikes, often between 9-15% annually.
- Competitors are positioning themselves to fill this gap—don't lose out on serving your clients' evolving needs.
Regulatory Tailwinds:
- The Bipartisan CHOICE Act (2025) ensures stability, provides incentives, and supports long-term growth for these arrangements.
- Small-employer tax credits and greater plan flexibility will further accelerate adoption across the market.
Protect and Grow Your Brokerage
Leverage Predictable Benefits to solidify your market position and unlock new avenues for growth.
First-Mover Advantage:
Establish your brokerage as an expert in CHOICE Arrangements early, securing client loyalty and attracting new business before others can step in and saturate the market.
Access Untapped Opportunities:
Reach the millions of small businesses that previously couldn't afford traditional benefits. Expand your client base with this affordable, predictable, and highly attractive option.
Future-Proof Your Business:
Position your brokerage to thrive as the industry shifts towards more flexible benefit models. Waiting puts you at risk; taking decisive action secures your competitive edge.
Secure Your Early Access – Before Your Competitors Do
Be among the first brokers empowered by Predictable Benefits. Our exclusive Early Access Program ensures you have the tools, knowledge, and competitive edge to confidently lead your clients into the future of CHOICE Arrangements.
✓ Early Access Benefits:
- Priority onboarding & dedicated support.
- Get hands-on training, expert guidance, and personalized support to rapidly master the platform.
✓ Exclusive Insights & Strategic Advantage:
- Gain early market insights, regulatory updates, and product enhancements—always stay one step ahead.
✓ Competitive Differentiation:
- Demonstrate thought leadership and proactive innovation to your clients, positioning your brokerage as the go-to resource for CHOICE Arrangements.
✓ Secure Your Relationships & Revenue:
- Proactively protect your client base from direct-to-employer platforms that threaten your AOR status.
Built on a Foundation of Security & Trust
We are committed to protecting your brokerage's data and your clients' sensitive information with enterprise-grade security measures and unwavering compliance.
- 🛡️End-to-End Data Encryption
- 🔒Robust Secure Infrastructure
- 👤Strict Access Controls & Permissions